Vehicle and personal loans
Personal Automotive Financing
Whether it's your first brand-new car, or you're selecting a pre-owned vehicle from a dealership or a private seller, Capital One Financial Services is dedicated to guiding you towards the ideal finance option to fit your personal requirements.
Suitable primarily for those who will use their automobile for personal travels more than half the time, our car loans stand as a reliable financing route. We use your vehicle as the sole collateral for the loan, though in select scenarios, we might need an additional guarantee.
We design our loan agreements with your individual needs in mind, offering flexibility in both the repayment term and any potential balloon payments.
Commercial Vehicle Financing and Leasing
If your business is ready to grow, or it's time to refresh your commercial fleet of cars, light commercial vehicles, trucks, vans, utes, boats, motorbikes, or other types of registrable transportation, Capital One Financial Services has the finance solution to meet your enterprise's needs.
A secured loan, where the newly acquired asset serves as collateral, is our most common financing method. This security typically enables us to offer a reduced interest rate.
We cater to private purchasers with our array of products, including chattel mortgages, hire purchases, novated leases, and personal consumer car loans.
For vehicles utilised predominantly for business-related activities—encompassing leasing, hire purchases, and chattel mortgages—we stand ready to provide suitable options.
At Capital One Financial Services, we meticulously evaluate each client's application against our lending criteria, ensuring we optimize your likelihood of acquiring finance approval.
Individual Personal Loans
The realm of personal loans is varied, featuring an array of types each with respective advantages—such as differing loan durations, interest rates, and security requirements.
Consolidate your varying debts and credit card balances into one single, manageable payment. Access funds to bring your financial aspirations to life, be it home renovations, unforgettable vacations, dream weddings, and beyond.
A personal loan from Capital One Financial Services may be the perfect choice for financing a new purchase like a car or a boat, taking that long-anticipated holiday, or simplifying your financial landscape by consolidating debt. Frequently offering lower interest rates than those of credit cards, choosing a personal loan with us could entail significant savings on interest, sparing you a considerable amount of money over time.
