SMSF Lending

At Capital One Financial Services, we recognise the unique investment opportunity afforded by Self-Managed Superannuation Funds (SMSFs), which enable individuals to have direct control over their retirement funds and investment decisions.

Governed by the SIS Act, SMSFs can leverage investments and borrowing to further your financial goals. Given the complexity of SMSF lending, engaging with a qualified Accountant or Financial Adviser is instrumental for astute superannuation advice and to navigate these options proficiently.

Understanding SMSF Lending

SMSF lending is a sophisticated facility designed for the acquisition of both residential and commercial properties within your superannuation fund, allowing you to benefit from a more favourable tax scenario.

The lending structure is such that the Security Trust retains the legal title, while your SMSF maintains the beneficial interest, with the lender's recourse limited solely to the property in question.

All rental income from such investments flows directly to your SMSF, contributing to its growth. It's important to note that the SMSF assumes legal title upon the full repayment of the property.

Capital One's Expertise in SMSF Financing

At Capital One Financial Services, we stand out for our access to a broad spectrum of lenders offering specialized SMSF lending products, uniquely positioning us to present a plethora of finance options suited to your SMSF's needs.

Whether you're looking to purchase your first investment property or expand an existing portfolio, our dedicated team in Adelaide is at your service to devise a customised financial solution that aligns with your superannuation objectives.